Time to invest - Fund Manager

Dear Investors,

Today is 10.10.08. The market is very low now. It is the time to enter the market. The chances that it will go down is less, say 10%. The upside is 90%.

We recommend you consider dollar averaging method. That is, you can invest monthly for the next 6 months. Invest 15% of the intended amount.

For example, you have 60,000.00 to invest. So, you invest 10,000 each months for the next 6
months.

Good Investing.

Saving Plan

Dear Investors,

The concept of saving plan is based on the dollar-cost averaging.

The investors are advised to invest regularly to lower the average cost per unit.

Why Amanah Raya ?

Dear Investors,

Amanah Raya is a corporation. They are in the business of will writing and providing trust services. They offer services for individual and for business.

You can understand their products and services.

Create A Second EPF Account

Dear Investors,

Is your Malaysian EPF Fund enough for your retirement ?

Let do the calculation :

What is your monthly expenses ?

Say, your monthly expenses is RM 5000.00.

You need to find an investment vehicle.
Its give you an income of RM 5000.00 per month.

We assume your return of investment ( ROI) is 5% per year.
You need RM 1,000,000.00 in your EPF at the age of 55 years old.

The following Table showing the different return with EPF Fund.



EPF Fund is RM 1,000,000.00. Its give RM 5000.00
EPF Fund is RM 800,000.00. Its give RM 4000.00
EPF Fund is RM 600,000.00. Its give RM 3000.00
EPF Fund is RM 400,000.00. Its give RM 2000.00
EPF Fund is RM 200,000.00. Its give RM 800.00
EPF Fund is RM 100,000.00. Its give RM 400.00

Now, you can answer it yourself.

If you need help, We have a solution for you.

Please contact rtheng@gmail.com

EPF approved Funds

EPF approved Fund

You can invest use your EPF Fund.

The following are the fund allowed to invest using your EPF Fund.

Equity Fund

Public Index Fund
Public Regular Savings Fund
Public Sector Select Fund

Bond Fund

Public Select Bond Fund

Money Market Fund

Public Money Market Fund

Equity Fund (Shariah)

Public Islamic Dividend Fund
Public Islamic Equity Fund
Public Islamic Optimal Growth Fund
Public Islamic Sector Select Fund
Public Islamic Select Treasure Fund

Balanced Fund (Shariah)

Public Islamic Balanced Fund

Money Market Fund (Shariah)

Public Islamic Money Market Fund

Click Here To See The FUND list

Source : EPF Approved Fund

Your Guide to Lifetime Financial Planning

source : Public Mutual Fund

Launched in December 1998, the book serves as a guide for the individual to plan their lifetime finances. Published by Public Mutual, FF1 provides over 300 pages of easy reading examples, charts, graphs, and information tables. You may take a quiz to determine your risk profile, work out what's in a will, estimate how much insurance you need, or even plan for retirement.
Among the common questions asked are:
Will I have enough money to educate my children through university?
How will I maintain my standard of living during retirement?
If a life-threatening illness strikes, will my loved ones and I pull through without financial hardship?
If you are looking for answers to these questions, this book can be your compass out of that dark, scary financial wilderness. While there is no way to completely insulate ourselves from the external shocks of the financial kind, the right choices we make today can help to result in a positive difference in our future.

Source : Public Mutual

Dollar Cost Averaging - Public Mutual

To elect to invest on a regular basis, you may arrange a Bank Standing Instructions with Public Bank, Public Finance, Maybank Autodebit or Bank Simpanan Nasional. Want to know more about the benefits of regular investment strategy or "dollar-cost averaging" ?

" The Principle of Dollar-Cost Averaging involves a disciplined regular investment technique, which may be applied to maximum effect in unit trust investing. All that an investor has to do is to invest a regular (monthly) sum of money with a selected unit trust fund over a period of time in order to arrive at his target principal investment amount at the end of that period. This way, he does not have to worry about market timing, or where shares prices or interest rates are headed. His regular investment amount will buy his less when the market is up, and more when the market is down. He may be accumulating the units at their lowest average price over the period."

Read On for More

Source : Public Mutual Fund

EPF Member's INVESTMENT SCHEME

Find Out How much you can withdraw from your EPF.

Click Here EPF Withdrawal Estimator

Source : Public Mutual Fund

Financial Freedom

FINANCIAL FREEDOM

Financial Freedom! Say those two words to yourself; savour them mentally, even as you vocalise their five syllables.

At the dawn of the 21st century, each of us has the right to dream of a better future. Here in Public Mutual, we play a major role in clothing such dreams with muscle and sinew for our 500,000 (and counting) investors. The concept of Financial Freedom is integral to our long-term focus.

So, what precisely do we mean by that catch phrase? Two things.
From your perspective, achieving financial freedom means building an investment portfolio successful enough to generate sufficient passive income to cover all expenses. The moment you achieve this state, you will no longer be shackled to a job you hate. You can choose to follow the dictates of your heart and labour only at what fills you with passion and significance. It is, we think, the best way for you to leave a lasting legacy.
From Public Mutual's vantage point, Financial Freedom is tightly intertwined to our branding as a Malaysia's leading private unit trust management company. Thus far, we have created four distinct products under this banner: Two books, each of which has risen to the status of Malaysian bestseller, and two CD-ROMs. (The net proceeds flow into our Financial Freedom Charity Drive that continues to help dozens of worthy causes.)

Source : Public Mutual Fund

8 Public Mutual Fund Distribute Dividend

1) Public Ittikal Fund - Gross distribution of 10.00 sen per unit
2) Public Dividend Select Fund - Gross distribution of 3.75 sen per unit
3) Public Islamic Equity Fund - Gross distribution of 5.00 sen per unit
4) Public Far-East Select Fund - Gross distribution of 4.00 sen per unit
5) Public Regional Sector Fund - Gross distribution of 3.50 sen per unit
6)Public Far-East Dividend Fund - Gross distribution of 2.00 sen per unit
7)Public Balanced Fund - Gross distribution of 10.00 sen per unit
8)Public Islamic Balanced Fund - Gross distribution of 2.25 sen per unit

Source: www.publicmutual.com.my

PM declares distributions for 9 Funds

Public Mutual declares distributions for 9 funds


Public Bank’s wholly-owned subsidiary, Public Mutual declares distributions for nine of its funds. The total gross distributions declared for the financial year / period ended 30 June 2008 are as follows:

Gross Distribution / Unit
PB Growth Fund

Interim 9.00 sen
Final 5.00 sen
Total 14.00 sen

PB Asia Equity Fund

Final 3.25 sen
Total 3.25 sen

PB Islamic Asia Equity Fund

-
Final 2.00 sen
Total 2.00 sen

PB Balanced Fund

Interim 10.00 sen
Final 5.00 sen
Total 15.00 sen

PB Fixed Income Fund

-
Final 5.75 sen
Total 5.75 sen

PB Islamic Bond Fund

-
Fianl 4.25 sen
Total 4.25 sen

PB Cash Management Fund

-
Final 3.00 sen
Total 3.00 sen

PB Islamic Cash Management Fund

-
Final 3.00 sen
Total 3.00 sen

Public Islamic Money Market Fund

-
Final 2.00 sen
Final 2.00 sen

* declared in December 2007 and paid in January 2008.

Public Mutual’s Chairman Tan Sri Dato’ Sri Dr. Teh Hong Piow said PB Growth Fund, PB Balanced Fund and PB Fixed Income Fund which are the winners of The Edge-Lipper Malaysia Fund Awards 2008, are ranked No. 1 for 5-year returns in their respective categories for the period ended 6 June 2008, according to The Edge-Lipper Fund Table dated 16 June 2008. Meanwhile PB Islamic Asia Equity Fund and PB Asia Equity Fund are ranked No. 1 and No. 3 respectively for 1-year return for the period ended 6 June 2008 in their respective categories.Public Mutual is the largest private unit trust company in Malaysia, and it manages 62 funds for more than 1,800,000 accountholders. As at 30 May 2008, the total fund size managed by the company was RM28.4 billion.

Click Here for the Public Mutual site

-->

The Company Official Website

Click here for the company official Site.

INVEST WITH Public Mutual

INVEST WITH Public Mutual

To open an account:

You may complete an Application Form which is attached in the Prospectus.
If you are opening a new account, most of our unit trust require a minimum RM1,000 to start.
You may enclose cash or cheque together with your application form. Cheques must be made payable to Public Mutual Berhad.

For EPF members investment scheme application, the KWSP 9F (AHL) is required to be completed and submitted along with the Application Form.

Please bear in mind that you will require the assistance of a servicing agent on opening a new account. The servicing agent will help submit your application form and initial investment to Head Office or branch office or via our collecting centres for processing.

Call The Servicing agent Mr. Robert Theng (016) 8660670

There are four types of people

Hello Investor,

There are four (4) group of people.

Group 1) The Workers : 80 %
Group 2) The Profession : 5 % - 8 %
Group 3) The Business People : 5 % - 8 %
Group 4) The Investors : 1 % - 5 %

Which Group do you belive you are in now ?

For Group One people, we recommend you to pay yourself 10% of income. This 10% should be invested in long term fund. We use time to aour advantage.Let the time work for you.
This plan required 10 to 20 years to create a huge sum of fund for you.

Welcome to Pubic Mutual

Welcome to: "Public Mutual"


Public Mutual Berhad is the largest private unit trust company in Malaysia and currently manages 62 funds with total NAV of more than RM26.1 billion for more than 1,800,000 accountholders.

Incorporated in July 1975, Public Mutual began its operations in 1980 with the launch of the Public Savings Fund, and soon went on to become an industry leader and setting forth new trends in innovative fund development.

Next Steps
Visit "Public Mutual"
Search "Public Mutual"
Sign up for special offers from FeedBlitz partners
Search for similar publications

Please contact us if you have any questions We are looking for more initiative way to serve you better.